Application Checklist
Application Checklist
APPLICANT CHECK LIST
This is a list of items needed from you. It may seem like a lot but having all of this in the beginning will make everything go much smoother!
We cannot accept any pictures of documents unless sent through the CamScanner app.
These documents cannot be required until you have received a Loan Estimate.
- Clear copy of your Driver’s License
- If you are not a U.S. citizen: copy of U.S. Green Card or other official documentation
- Two or more current, consecutive pay stubs; to equal one full month of pay
- W-2s and/or 1099s for the last two years
- Complete Personal Tax Returns with all schedules (and if applicable, complete Business Tax Returns with all schedules) for the last two years
- If retired, copy of your Social Security Awards letter, 1099’s, and/or Pension Statements
- Two most recent months Bank Statements on all accounts, including all pages (for example 1 of 2, 2 of 2) and pages intentionally left blank by your institution
- Documentation of any large deposits (with copies of cancelled checks)
- Current statement for any investment accounts; 401K’s (with terms of withdraw), stocks, bonds and/or IRA accounts
- Current Mortgage Statement and Insurance Declaration page with yearly premium amount (if applicable)
- Copy of statements for HOA Dues on all properties currently owned (if applicable)
- If you are selling your present residence, supply a copy of the signed contract
- Complete copy of your Divorce Decree, the Final Judgment, and Marital Settlement Agreement (if applicable)
- Copy of Bankruptcy Papers, including Evidence of Discharge (if applicable)
- If applying for a VA loan while on active duty: Statement of Service Letter and Certificate of Eligibility
- If applying for a VA loan and not on active duty: copy of DD214 and Certificate of Eligibility
- For refinances: Copy of the Survey, Homeowner’s Insurance, Owners Title Policy, and Flood Insurance