Terms of Use

Acceptance of Terms

By accessing and using this website (https://www.wearebeyondabank.com), operated by Presidential Bank Mortgage (NMLS# 421593), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

Website Purpose

This website is provided for informational and educational purposes related to mortgage lending and homeownership. The content on this site does not constitute a loan commitment, pre-approval, or guarantee of any specific loan terms, rates, or programs.

All loan programs are subject to credit approval, property eligibility, and other underwriting requirements. Rates, terms, and program availability are subject to change without notice.

No Guarantee of Rates or Terms

Any rates, payment examples, or loan scenarios presented on this website are for illustrative purposes only and do not represent a commitment to lend or a guarantee of specific terms. Actual rates and terms depend on individual borrower qualifications, property characteristics, loan amount, and market conditions at the time of application and lock.

User Submissions

When you submit information through our website (including contact forms, lead forms, or document uploads), you represent that the information provided is accurate and complete to the best of your knowledge. Submitting a form does not create a lender-borrower relationship or obligate either party.

By submitting your contact information, you consent to being contacted by Presidential Bank Mortgage regarding your inquiry via phone, email, or text message. Standard message and data rates may apply. You may opt out at any time.

AI-Powered Features

This website may include AI-powered tools such as a mortgage assistant chatbot. These tools provide general educational information only. They do not provide personalized financial advice, make lending decisions, issue pre-approvals, or guarantee any loan terms. Always consult directly with a licensed loan officer for guidance specific to your situation.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Presidential Bank Mortgage or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Third-Party Links

This website may contain links to third-party websites for your convenience. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Accessing linked sites is at your own risk.

Limitation of Liability

This website and its content are provided "as is" without warranties of any kind, either express or implied. To the fullest extent permitted by law, Presidential Bank Mortgage shall not be liable for any damages arising from your use of or inability to use this website, including but not limited to direct, indirect, incidental, or consequential damages.

Equal Housing Lender

Presidential Bank Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, or familial status in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.

Licensing Information

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising from these terms shall be resolved in the courts of Seminole County, Florida.

Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.

Contact

Questions about these Terms of Use may be directed to:

Presidential Bank Mortgage
283 Cranes Roost Blvd Suite #150, Altamonte Springs, FL 32701
(407) 353-3750
Jay.HT@presidential.com